Blaine
Cis-Het Oppressor
bertram_tung
If you didn't have LTI on that Aurora LX, normal insurance would cover the hull and all stock/factory features—jump drive, basic weapons, whatever power plant and shields it comes with, and so on. A six-month regular insurance policy will cover ship replacements during that entire six-month period; you don't have to keep purchasing it. It lasts until it expires.
Again, there is no difference between regular insurance and LTI other than the waiving of a minor premium in the case of LTI.
If you didn't have LTI on that Aurora LX, normal insurance would cover the hull and all stock/factory features—jump drive, basic weapons, whatever power plant and shields it comes with, and so on. A six-month regular insurance policy will cover ship replacements during that entire six-month period; you don't have to keep purchasing it. It lasts until it expires.
Again, there is no difference between regular insurance and LTI other than the waiving of a minor premium in the case of LTI.